We are partnered with different insurance companies to provide you the best rate at an affordable cost. These top five and well known home insurance companies all share the basic coverages for Homeowners Insurance such as protection within and outside of your home, you personal belonging, additional expense, liability and medical payment. But each of them stands out in one way or another, below are the top Home Insurance Companies in California.
Company Rating: A-
Customer Service: 1-877-401-8181
21st Century: The company was wholly owned by the Farmers Insurance Group of Companies. Was founded in the year 1958 by Louis W. Foster, the company started offering auto insurance primarily in California and Hawaii and was initially called 20th Century Insurance. In the year 2005 the company was bought by AIG then later sold to Farmers Insurance Group of Companies in 2009. Today 21st Century not only offers auto insurance but also homeowners insurance as well. The company had received average to high ratings from various reputable sources based on claims experience, financial stability and customer interaction. Better Business Bureau (BBB) rated the company A+ which is the highest score possible.
Submit Your Claims Here: www.apps.amfam.com
Company Rating: A
Customer Service: 1-800-692-6326
American Family Insurance: Started in October 3, 1927 in Madison, Wisconsin by Herman Wittwer the initial name of the company was Farmers Mutual Insurance Company. The company’s only product at that time was auto insurance and its target market was farmers. According to Witter farmers presented lower risks than city drivers because they drove less often and not at all in winter. Through years Farmers Mutual expanded their market and product line to meet the customers needs. By the year 1963 Farmers Mutual changed its name to American Family Mutual Insurance Company. Today the company offers tons of insurance products such as life insurance, personal and business auto insurance, personal umbrella insurance, home insurance, motorcycle, boat , motor home, snowmobile insurance, business liability key policy, business policy package insurance, farm and ranch liability insurance, travel, trip cancellation and global medical insurance.
American Strategic Insurance+: Was formed in 1997 by John Auer with initial offering Florida homeowners Insurance. More over by 2017 American Strategic Insurance (ASI) had experienced a rapid growth and to offer coverage nationwide. The company earns its place in the top 15 homeowners insurance providers in the United States. American Strategic Insurance is currently has its headquarters in St. Petersburg, Florida. The company currently sells homeowners, dwelling fire, renters, condo, commercial property, flood and umbrella coverage.
Metlife: Metropolitan Life Insurance Company commonly known as Metlife is among the largest providers of Insurance, annuities and employee benefit programs. The company has 90 million customers in over 60 countries.March 24, 1868 was the year the company was of service. MetLife was 43th in the year 2018 by Fortune 500 list of the largest United States corporation by total revenue. The company offers products like home, car and life insurance as well as commercial mortgages and securities.
National General Insurance: Is a property and casualty insurance company that is at Winston – Salem, North Carolina. Formerly known as GMAC Insurance Group was in service since 1920. More over National General Insurance is the only insurance company in the United States to originate within the automotive industry. The company was best known for its auto insurance and also offers several other insurance products including personal and business insurance.
Nationwide: Nationwide Mutual Insurance Company is a group of large U.S. insurance and financial services companies has its headquarters in Columbus, Ohio. In addition to that, the company also operates regional. Such as Des Moines, IA, San Antonio, Tx, Gainesville, FL, Raleigh, NC, Sacramento CA, and Westerville, OH. Nationwide is currently 73th in the 2019 Fortune 500 list and is also 53th in Fortune’s 100 Best Companies to Work For”. The company started in 1928 as Farm Bureau Mutual and changed its name in 1955 to Nationwide Insurance .
Pure Insurance: Privilege Underwriters Reciprocal Exchange (PURE) was providing services since 2006.The company’s location is in White Plains, New York which caters high-net-worth customers. On top of that PURE offers insurance for Homes with replacement value of more than one million dollars. They also offer automobiles, watercraft, jewelry, art and other collections, personal umbrella and flood insurance. More over PURE Got Rating A (Excellent) from A.M. Best due to its highly competitive rates and financial strength.
State Farm Insurance: State Farm was in service in Illinois in the year 1922. Because of its many decades of operation, State Farm became the largest provider in the U.S. State Farm General Insurance Company has the biggest market share of homeowners insurance underwritten in the state during 2017 at 8.07 percent. State Farm offers a standard home insurance coverage options for California residents. Such as protection for your dwelling and its contents. Liability insurance for injuries others sustain on your property (including medical bills). Other structures protection for detached garages. And lastly coverage for additional living expenses (e.g., staying in a hotel or traveling as a result of covered-loss damage).You can obtain extra coverage for additional cost including water backup insurance and property protection not subject to depreciation.
Travelers: Travelers starts in journey in 1853 , it offers homeowners policies to California residents as well as auto, specialty vehicle, and umbrella insurance. The company has its headquarters in New York City and Hartford, Connecticut. The company has 3.53 percent of the California homeowners insurance market in 2017. And is one of the largest carries in the U.S. Travelers offer a strong complement of coverage types in its standard homeowners policies. Travelers also offer discounts for bundling and protective-device cost reductions, there’s also a deal for policyholders with LEED-certified green homes. Coupled with California’s tax credits for green home improvements, this could save you quite a bit.